TakeHomeMeter 2026 tax year
2026 US TAKE-HOME PAY CALCULATOR

See what you actually keep.

Turn gross pay into a clear estimate of your annual, monthly and paycheck take-home income—without spreadsheets or tax jargon.

✓ No signup ✓ Salary stays in your browser ✓ Instant estimate
YOUR PAY

Calculate your take-home pay

Private
$
Advanced options Optional
$
Reduces estimated federal taxable income. Employee FICA still applies.
Free estimate • No account • No salary data stored
ESTIMATED TAKE-HOME PAY
$0
per year
0% you keep
$0monthly
$0biweekly
$0weekly
$1

You keep an estimated 0¢ of every $1 earned.

YOUR ESTIMATE

Where your salary goes

0% effective tax
Gross annual pay$0
401(k) contribution−$0
Federal income tax−$0
State income tax −$0
Social Security−$0
Medicare−$0
Estimated take-home pay$0
✓
Clear assumptionsWe tell you what is—and is not—included.
⌁
Privacy firstCalculations run locally in your browser.
2026
Current federal rulesBuilt around the 2026 federal tax year.
⚡
Fast by designNo login, loading screen or paywall.
HOW IT WORKS

From gross pay to a useful answer in seconds.

TakeHomeMeter is deliberately simple. Enter your pay, choose where you live, and get a transparent estimate you can actually understand.

01

Enter your pay

Use an annual salary, monthly pay, or hourly rate. Hourly pay converts using your weekly hours.

02

Add your tax profile

Select your state and filing status. Optional 401(k) contributions can be included.

03

See what lands in your pocket

Compare annual, monthly, biweekly and weekly take-home pay with a clear tax breakdown.

METHODOLOGY

No black box.

TakeHomeMeter is an estimator, not a tax return. The assumptions are intentionally visible so users can understand the result.

Federal income tax2026 marginal brackets and standard deduction.
Payroll taxesEmployee Social Security, Medicare, and Additional Medicare Tax where applicable.
State income taxOnly enabled when the state engine is supported or wage income has no individual state income tax.
Not includedTax credits, dependents, itemized deductions, local/city taxes, bonuses, stock compensation and employer-specific payroll rules.
FAQ

Questions people ask before trusting a salary calculator.

Is TakeHomeMeter exact?

No. It is a planning estimate. Your actual withholding and final tax liability can differ because of credits, benefits, dependents, deductions, local taxes and employer payroll settings.

Do you store my salary?

No. This version performs the calculation in your browser and does not send or store your salary in a database.

Why are some states marked “coming soon”?

State tax systems differ substantially. We only enable a state after its calculation logic is implemented rather than applying a generic rate that could mislead users.

Does the hourly calculator assume 40 hours per week?

It starts at 40, but you can change the weekly hours. Annual gross pay is hourly rate × weekly hours × 52.

TAKEHOMEMETER

Your gross salary is only half the story.

See the number that matters: what you actually keep.

Calculate my pay →